Interactive Tool · Single HTML file
The Time Wealth Workbook
See every purchase in hours of your life.
$9
We usually ask whether something is worth the money. Try asking a different question: how many hours of your life does it cost?
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← All productsWhat it is
Not the number on your paycheck — the number after the commute, the unpaid lunch, the overtime that never shows up on a pay stub. A $90 purchase means something different once you see it as 4.5 hours of your life.
A five-minute, single-file HTML exercise that translates your income into your true hourly rate, then lets you translate any purchase into hours of your life. Runs entirely in the browser. No login, no backend, no data collection, nothing saved or sent anywhere.
Who it's for
Anyone who has ever felt like their paycheck disappears faster than it should and wants a clearer way to see what their time is actually worth before they spend it.
What you get
- Calculates your true hourly rate — income, taxes, and the hidden time work actually takes, not just the hours on paper
- Reveals the gap — what your employer pays vs. what your life actually earns per hour
- Translates any purchase into time — a car, a vacation, a subscription, converted into hours, days, or weeks
- Runs entirely in your browser — no login, no account, no data collection, nothing saved or sent anywhere
- Takes about five minutes — the hidden-time math is already worked out for you
The point isn't to stop spending. It's to make the tradeoff visible. Once you know what something costs in hours, you can decide whether it's worth them.
Ends with a reflection and two links: the companion essay ("The Only Asset They Can't Print More Of") and the QuietMillion subscribe page.
Format
Single HTML file. Works offline. Resets on refresh.